A Saudi man walks into a bank in New York City and asks
for the loan officer. He tells the loan officer that he is
going to Saudi on business for two weeks and needs to
borrow $5,000.

The bank officer tells him that the bank will need some
form of security for the loan, so the Saudi man hands
over the keys to a new Ferrari parked on the street in
front of the bank. He produces the title and everything
checks out. The loan officer agrees to accept the car as
collateral for the loan.

The bank's president and its officers all enjoy a good
laugh at the Saudi for using a $250,000 Ferrari as
collateral against a $5,000 loan. An employee of the bank
then drives the Ferrari into the bank's underground
garage and parks it there.

Two weeks later, the Saudi returns, repays the $5,000
and the interest, which comes to $15.41. The loan officer
says, "Sir, we are very happy to have had your
business, and this transaction has worked out very
nicely, but we are a little puzzled. While you were away,
we checked you out and found that you are a multi
millionaire. What puzzles us is, why would you bother to
borrow $5,000"

The Saudi replies: "Where else in New York City can
I park my precious car for two weeks for only $15.41
and expect it to be there when I return'"